Laku Pandai
Laku Pandai is a financial service program by the Otoritas Jasa Keuangan
This program implements “Branchless Financial Service” for Inclusive Finance, that enables people to open saving account, deposit and withdraw funds through bank agents recruited from the surrounding area.
Reach Customers, Achieve a Successful Business with Lakupandai Agents.
Laku Pandai recruits people to become bank agents in their area.
Banks offer anyone who is interested in becoming an agent by setting up a bank at their home or place of business. Laku Pandai agents can be in the form of individuals or legal entities that work together with bank administrators.
Laku Pandai application solution provided by eMobile is a platform serving various channels and systems
Lakupandai can reach customers in all corners of Indonesia, which are located far from banks and do not yet receive banking services. So with the increasing number of banking transactions, of course, it will increase revenue not only for agents but also for banks.
As added value for the Bank
Lakupandai will certainly be an added value for the bank where the bank makes it easy for people who are located far from banks and who have never experienced bank services.
As added value for the Bank
Lakupandai will certainly be an added value for the bank where the bank makes it easy for people who are located far from banks and who have never experienced bank services.
As a Bank representative
Lakupandai as a representative for the bank, because customers become close to the bank but can still save money safely because it is guaranteed by the LPS (Lembaga Penjamin Simpanan).
Expand the network with minimal investment costs.
Expanding the Bank's network with minimal investment costs because it can be established by the local community at their home or place of business.
Alternatives to increase DPK (third party funds)
As an Alternative Increase the source of DPK (Third Party Funds) for Banks
Adding Employment / Business Opportunities
Lakupandai system can also be a source of employment for people who wish to have a business located far from the bank. easy and profitable business, and not bound by time at work.
As a source of additional income for those who register to become a LAKUPANDAI agent.
By running the Lakupandai system, anyone will be interested in registering to become a Lakupandai agent because it can be used as an additional source of income, simply by setting up a bank at their home or place of business. Current Business, Income increases.
